Take advantage of a checking account with no minimum balance required. The monthly maintenance fee of $5.00 plus $0.05 service charge per debit can be eliminated or reduced with a service charge credit of $0.10 for each $100 of average balance.
The monthly maintenance fee for Business Checking accounts can be waived by opting in for e-statements.
There is a minimum opening deposit of $100 on all checking accounts. Service charges and fees for accounts opened at Iowa branches may be subject to Iowa State sales and local option tax.
We offer the following services:
Use Corporate Cash Management to create & submit payroll files, upload & submit files from other payroll software, and create/view reports.
Peoples State Bank Remote Deposit Capture enables you to make deposits into your bank account electronically without ever having to drive to the bank. All you need is an Internet-enabled PC with a check scanner.
Re$ubmitIt® significantly reduces the burden of collecting funds from NSF checks, while potentially doubling your recovery rate. You collect more returned checks and get 100% of the face value of all checks that are collected electronically!
The Electronic Federal Tax Payment System (EFTPS) is a free service of the U.S. Department of the Treasury. We encourage you to begin paying business taxes via EFTPS.gov or with the service's phone channel because...
A simple, safe and convenient way to get your banking done over the Internet. With Corporate Cash Management, you have access to all of the Online Banking functions plus Direct Deposit/ACH Processing and Multiple User ID Access.
With mobile banking you can manage your accounts on the go. Check your balance, transfer between accounts, deposit checks, monitor transactions and more!
IMPORTANT INFORMATION ABOUT OPENING A LEGAL ENTITY ACCOUNTEffective May 11, 2018, all banks will be subject to new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number as well as identification documents) for each individual that has beneficial ownership (25% or more) and one individual that has significant managerial control of the Legal Entity.If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation and to certify that this information is true and accurate to the best of your knowledge.