Business Checking

Take advantage of a checking account with no minimum balance required.  The monthly maintenance fee of $5.00 plus $0.05 service charge per debit can be eliminated or reduced with a service charge credit of $0.10 for each $100 of average balance.

There is a minimum opening deposit of $100 on all checking accounts.  Service charges and fees for accounts opened at Iowa branches may be subject to Iowa State sales and local option tax.

We offer the following services free of charge to our business account holders:

Corporate Cash Management

Use Corporate Cash Management to create & submit payroll files, upload & submit files from other payroll software, and create/view reports.


Remote Deposit Capture

Peoples State Bank Remote Deposit Capture enables you to make deposits into your bank account electronically without ever having to drive to the bank. All you need is an Internet-enabled PC with a check scanner.


Re$ubmitIt Online Reporting Center

Electronic Check Recovery Service

Re$ubmitIt® significantly reduces the burden of collecting funds from NSF checks, while potentially doubling your recovery rate. You collect more returned checks and get 100% of the face value of all checks that are collected electronically!

EFTPS: The Easiest Way To Pay Federal Taxes

The Electronic Federal Tax Payment System (EFTPS) is a free service of the U.S. Department of the Treasury. We encourage you to begin paying business taxes via or with the service's phone channel because...


Online Banking

A simple, safe and convenient way to get your banking done over the Internet. With Corporate Cash Management, you have access to all of the Online Banking functions plus Direct Deposit/ACH Processing and Multiple User ID Access.


Mobile Banking

With mobile banking you can manage your accounts on the go. Check your balance, transfer between accounts, deposit checks, monitor transactions and more!


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Peoples State Bank
Phone:  (800) 280-1074    24-hour Touch Tone Banking:  (800) 281-0214 Routing Number: 075908658
Copyright © 2016, Peoples State Bank

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