Peoples E-Checking

To qualify for the Peoples E-Checking account, you must enroll in online banking and opt in for E-Statements, rather than having your account statement sent to your physical address. Switching to E-Statements is better for our environment and you don't need to worry about it getting lost in the mail. It saves the Bank money and we in turn pass those savings on to you by making this an interest bearing account and offering rebates for up to six ATM surcharge fees per month.


  • No monthly service charge
  • No per check charge
  • No minimum balance required to obtain annual percentage yield
  • Unlimited check writing
  • Interest bearing account
  • Free wallet or duplicate basic design Peoples Preferred checks
  • Free ATM/Debit Card
  • Rebate of ATM surcharge fee (up to six per month) at many ATM machines nationwide
  • Free Peoples Online Banking and Mobile Banking
  • Bill Pay is available
  • Free E-statement via Online Banking
  • Ready Reserve/Overdraft Protection (for qualified applicants)


There is a minimum opening deposit of $100 on all checking accounts.  Service charges and fees for accounts opened at Iowa branches may be subject to Iowa State sales and local option tax.

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bank in wisconsin IowaPeoples State Bank
Phone:  (800) 280-1074    24-hour Touch Tone Banking:  (800) 281-0214 Routing Number: 075908658
Copyright © 2016, Peoples State Bank