Residential Loans

Peoples State Bank is here to help with your home financing needs. We can assist you with the purchase of your new home, a construction loan or home improvement project, or a home equity loan or line of credit. Loan decisions are primarily made locally and we service the majority of our loans.

Loans that are not serviced by our bank are specialty products that assist first time and low-to-moderate income homebuyers through the WHEDA (Wisconsin Housing and Economic Development Authority) program. Loans for this program are serviced in Madison, Wisconsin.

 

Meet our Residential Loan Officers

 

Use our mortgage calculators to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances.

U.S. Department of Housing and Urban Development

This website will provide you with nine simple steps to
buying a home.

Go to HUD.org

Internal Revenue Service

Here's basic information for first-time home buyer's credit questions and answers.

Go to IRS.gov

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Peoples State Bank
Phone:  (800) 280-1074    24-hour Touch Tone Banking:  (800) 281-0214 Routing Number: 075908658
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Equal Housing Lender